How to Earn $100 a Month While You Sleep With Just One Dividend Stock
In a world of market volatility, side hustle overload, and uncertain interest rates, passive income has become the holy grail of financial freedom. But what if you could earn $100 a month without lifting a finger not by selling courses or flipping houses, but simply by owning shares in a single, rock-solid dividend stock?
What Is Realty Income?
Realty Income is no ordinary real estate firm. It’s a global commercial property giant with a portfolio of over 15,600 properties spread across all 50 U.S. states, the U.K., and six other European countries. With tenants like Walgreens, FedEx, and 7-Eleven, the company’s business model is built on long-term, triple-net leases meaning the tenants cover property taxes, insurance, and maintenance. This structure offers consistent cash flow and low operating risk.
But what truly sets Realty Income apart? Monthly dividends.
Unlike most companies that pay quarterly, Realty Income shares its profits every single month and has done so for over 30 years, increasing its dividend more than 120 times.
The Math: How to Earn $100/Month in Passive Income
Here’s the simple formula to lock in $100/month or $1,200 annually using Realty Income’s current dividend yield of 5.73%.
You’d need to invest roughly $20,942, which equals about 369 shares at the recent share price of $56.69.
Breakdown:
- Annual Dividend Per Share: $3.22
- Desired Annual Income: $1,200
- Required Investment = $1,200 / 0.0573 ≈ $20,942
If you’re investing through a tax-advantaged account like a Roth IRA, that income is even sweeter tax-free.
Is It Worth It?
Here’s what makes Realty Income especially attractive:
- Consistency: Over 640 consecutive monthly dividends paid.
- Strong Fundamentals: Q1 2025 revenue of $1.38 billion, beating analyst estimates.
- Global Growth: Expansion in Europe and continued capital deployment.
- Predictable Income: Monthly payments help with budgeting and financial planning.
While no investment is risk-free, Realty Income’s business model is designed for stability in uncertain times. It’s not just about real estate, it’s about owning a piece of cash-flowing infrastructure that powers global retail and logistics.
Final Thoughts: Sleep Better, Earn Smarter
With rising living costs and the constant search for new income streams, dividend investing offers a path toward peace of mind. Realty Income lets you build wealth through ownership, not effort and in an era of hustle culture burnout, that’s a refreshing alternative.
So whether you’re starting small or investing a lump sum, one thing’s clear:
Realty Income doesn’t just pay monthly it pays off.
