Buy-to-Let Remains a Trusted Path to Wealth for a Third of UK Adults
Despite increasing regulatory pressures and rising borrowing costs, a significant portion of the UK population continues to view buy-to-let (BTL) property investment as a reliable route to long-term financial security. According to new research by Market Financial Solutions (MFS), one in three UK adults still regard becoming a landlord as the safest way to build wealth.
The survey of 2,000 individuals found that 60% believe property is an effective long-term investment, while 53% agree that real estate offers stability compared to other asset classes. Notably, 37% said they would prefer to invest in rental property over stocks and shares highlighting a continued trust in the tangible nature of property.
The appeal of property investment is especially strong among younger demographics. The research found that 68% of respondents aged 18–34 would invest some or all of a hypothetical £1 million lottery win into property, compared to 58% of the general population. This suggests that despite ongoing market challenges, younger adults still view BTL as a valuable financial strategy.
Paresh Raja, CEO of MFS, noted that while the BTL sector has faced considerable headwinds in recent years, the public’s confidence in bricks and mortar remains remarkably resilient. “It has become increasingly common to question the value of BTL, but these results demonstrate that property continues to hold a strong place in the nation’s investment mindset,” he said.
Raja points to long-term capital appreciation, combined with steady rental income, as key reasons why property continues to appeal to investors. “If mortgage rates begin to ease in the coming months, as forecasted, we may well see a resurgence of interest among first-time landlords and seasoned investors alike,” he added.
While the buy-to-let market has undeniably evolved, this latest data reinforces its enduring appeal. For many UK adults, property investment remains not only a financial decision but a long-term strategy for stability, growth, and generational wealth.
